The 15 US cities where residents have the healthiest finances

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Money continues to be a leading cause of stress in America today, and much of it revolves around the struggle to get our financial houses in order.

But making an effort to tackle the basics — like building good credit, minimizing debt, saving for emergencies, and preparing for retirement — can make all the difference.

Personal-finance site WalletHub recently conducted its ranking of the best cities for financial fitness in America, zeroing in on residents from the 150 largest metro areas. Each metro was ranked in five categories that WalletHub deemed crucial to financial well-being: credit standing, responsible spending, savings, risk exposure, and earning power. (Read their full methodology here).

Three of the top five cities with the most financially fit residents are in California, including San Francisco in the No. 1 spot and the Bay Area-city of Fremont coming in at No. 2.

Below are the top 15 US cities as well as their ranking in each of the five categories of financial fitness.

All population figures are from the US Census Bureau's July 2015 population estimates.

15. Lincoln, Nebraska

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Population: 277,348

Credit standing: 10

Responsible spending: 14

Savings: 121

Risk exposure: 66

Earning power: 24

14. Plano, Texas

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Population: 283,558

Credit standing: 29

Responsible spending: 23

Savings: 71

Risk exposure: 42

Earning power: 5

13. Gilbert, Arizona

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Population: 247,542

Credit standing: 75

Responsible spending: 43

Savings: 84

Risk exposure: 18

Earning power: 1

See the rest of the story at Business Insider

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